Car Insurance

Decide how much and what types of coverage you need. Insurance is there to mitigate risk, so before you begin to shop, you need to determine how much insurance is necessary. Obviously, you will begin with the minimum requirements, spelled out in “ORS 806.010,” but you must analyze your needs given the value of your car and your financial condition. Oregon’s minimum insurance requirements are similar to those of most other states, so you most major insurers will have coverage to meet your needs.

Determine how much personal service you are likely to need out of your insurer.