Archive for April, 2011
Advice For Cyclone Season In The South Pacific
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Travelers heading to the South Pacific region should be aware of the risk of cyclones during the period of December through April, according to the U.S. Department of State. The threat of cyclones originating in the area could cause problems for your trip.
While most vacations in the South Pacific pass without any negative incident, you should monitor weather reports and take the appropriate action should a tropical cyclone hit the region. Make sure your trip is protected with trip cancellation insurance. Affected areas include Australia, Fiji, the Marshall Islands, Micronesia, New Zealand, Papua New Guinea, Samoa, the Solomon Islands, Tuvalu, and Vanuatu, as well as French Polynesia.
Make sure you have up-to-date travel insurance to cover a tropical cyclone if it hits your vacation while you are abroad.
Low Insurance Quotes Online
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The number of uninsured drivers is rising alarmingly causing threat to the UK roads. The drivers driving on road uninsured are rising, and it is extremely worrying factor for the safety of UK roads. If you remain uninsured then you might face thousands of pounds in liability and your driving license will get a conviction six points on it.
Around 16% of the drivers drove the car when they were not even insured thereby increasing the risk for other drivers on road. Out of those who admitted no insurance, 27% do not even know that it is compulsory to have insurance before driving.
Car Insurance And Good Driving Habits
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Behind the wheel the most fastidious person can become a killer if good driving habits are not observed. Cars weigh a lot and are made of metal.Their impact is very dangerous. Our safety on streets or highways depends on the skill of those around us operating these machines.
A quality driver respects the rules of the road and refrains from impatience, hasty decisions, or operating a car under the influence of mind or reflex altering drugs or alcohol. With the many obstacles, situations, and risks apparent at intersections and on the road, it is essential for drivers to be alert, cautious, and particular, so as not to cause an accident.
Annoying driving habits might cause rise insurance premium
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An insurance company has launched a Road Respect campaign to improve the behaviour of the British motorists while driving. The good driving behaviour ensures road safety and results in lesser road accidents.
According to a research, around one third of the drivers get furious on other road users at least three times within a week. The survey recognised the reckless driving behaviour for the drivers who feel they do not posses any bad driving habit.
Many road users driving too close to the rear offend around 72% drivers. While around 68% of the motorists wish to make it an offence to use mobile phones while driving.
Legal & General launches new landlord insurance
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Legal & General has launched new household insurance cover, Landlords’ Insurance, to cater to the specific needs of landlords.
Landlords with one or more properties can choose from a range of cover options for a single premium.
Simplicity is a key part of the new policy, which has a single policy summary and renewal date, as well as offering multi-property landlords an automatic discount.
Those with two properties will gain a 5% discount, and those with 20 will see 10% discounted.
The new policy has been given a 4 star rating from independent financial research firm Defaqto, and building insurance cover of up to £800,000 is available as standard.
Contents coverage of up to £2 million is available, with optional extras including accidental damage and malicious damage, as well as legal expenses and rent guarantee cover.
Malcolm Cooper, Product, Pricing and Underwriting Director at Legal & General’s general insurance business, described the new product as flexible but comprehensive and forecast a continual increase in the landlords’ insurance market in the coming years.
Earlier this month Towergate Insurance advised home owners, landlords and commercial property owners to ensure that they protected the 738,000 vacant buildings in the UK.